Privacy Policy
Privacy and cookies standard for mortgagemonthlypayment.comLast Updated
This Privacy Policy was last updated on May 20, 2026 and represents our current data processing standard.
Who We Are
Mortgage Monthly Payment (located at mortgagemonthlypayment.com) is a free online tool utility designed to provide detailed estimations of mortgage costs. We operate an independent browser-focused website.
Information We Collect
We do not collect or request any personal identifiers, credit scores, or bank account numbers. Any numerical parameters you input (such as home price, down payment, interest rate, and fees) are held solely in browser-state variables.
How We Use Information
Any parameters you input are used solely to run local calculations, construct visual charts, and display amortization schedules. We do not store, compile, or transmit inputs to external systems.
Email Verification Data
If you reach out to our support helpdesk, we receive your name and email address. This is used solely to respond to your specific request and is never sold, leased, or distributed to advertising networks.
Advertising and Cookies
We show standard contextual advertisements (such as Google AdSense). Our advertising networks may use double-click cookies to serve contextual ads matching your interest, and to prevent fraud or abuse. You can manage or disable cookies inside your browser's settings pane.
Third-Party Services
We use third-party analytics (like Google Analytics) to assess traffic volume, page load speeds, and layout stability. These tools do not collect personal identifying parameters, and process data in aggregate formats.
Data Retention
Since all mortgage inputs are held strictly in local React memory, this data is automatically wiped as soon as you close your browser tab or clear your browser cache.
Data Security
We use SSL/TLS encryption (HTTPS) across our site to secure data in transit. In addition, browser sandboxing ensures that React inputs cannot be scraped or accessed by external browser extensions.
User Choices and Rights
You have the absolute right to clear cookies, decline cookie consent prompts, opt-out of Google Analytics tracking using opt-out add-ons, or simply choose not to use the calculators.
Children’s Privacy
Our website is a financial planning utility and is not designed for, targeted to, or intended for use by children. We do not collect information on individuals under 13 years of age, complying fully with COPPA guidelines.
International Data Processing
For visitors in the EU and UK, we comply with GDPR principles. Because we process inputs locally in the browser, no cross-border data transfer of mortgage details takes place.
Changes to This Privacy Policy
We reserve the right to revise this Privacy Policy at any time. Any changes will be posted on this page with a revised Last Updated date. We encourage visitors to check this page regularly.
Contact Us
If you have any questions about our privacy policies, please feel free to visit our dedicated Contact Page or write to support@mortgagemonthlypayment.com.