Terms of Use
Agreement governing the use of mortgagemonthlypayment.comEffective Date
These Terms of Use are effective as of May 20, 2026 and supersede all previous terms, rules, and regulations.
Acceptance of Terms
By accessing, browsing, or using mortgagemonthlypayment.com (the "Service"), you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Service.
Description of the Service
We provide users with free, browser-based financial calculators including standard mortgage calculators, refinance break-even matrices, and veteran loan payment systems. All functions are completed locally inside the user's browser sandbox environment.
Eligibility to Use the Service
You must be at least 13 years of age to access or use mortgagemonthlypayment.com. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these terms.
Acceptable Use
You agree to use the Service strictly for lawful, personal, non-commercial purposes such as estimating prospective home loan payments, evaluating refinancing options, and conducting calculations for private home financing planning.
Prohibited Use
You are strictly prohibited from: utilizing scrapers, bots, or automated software to crawl the site; framing our calculators on external domains without permission; attempting to bypass site security; or copying code elements for duplicate commercial ventures.
Accuracy and Verification Limitations
All calculations, ratios, down payments, and amortization outputs are mathematical estimations. Because property tax adjustments, PMI assessments, and insurance quotes vary heavily by municipality and profile, you must verify all outputs with a certified lender.
Free Service and Advertising
The Service is offered 100% free of charge to all users. To offset server bandwidth, maintenance, and coding development costs, we display standard contextual advertisements, sponsored listings, and third-party links.
Intellectual Property
All software scripts, responsive CSS layouts, logos, brand titles, text explanations, and custom SVG mathematical charts are the exclusive property of Mortgage Monthly Payment and are protected by US and international copyright law.
No Warranty
THE SERVICE AND ALL COMPUTED OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, COMPLIANCE, OR ACCURACY.
Limitation of Liability
IN NO EVENT SHALL THE OWNERS, ASSOCIATES, OR OPERATORS OF MORTGAGEMONTHLYPAYMENT.COM BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES ARISING OUT OF YOUR USE OR INABILITY TO USE THE CALCULATORS.
Third-Party Links and Services
Our site may contain links to external lenders, banks, or advertisements. We do not inspect, endorse, or verify the loan offerings of these third parties, and we are not liable for interactions between you and those entities.
Service Availability and Modifications
We reserve the right to temporarily modify, suspend, restrict, or terminate any calculator, page layout, input parameter, or formula calculation at any time without notice or prior liability.
Termination or Restriction of Access
We reserve the right, in our sole discretion, to terminate or restrict your access to the Service or block specific IP addresses for violation of these Terms of Use or security anomalies.
Changes to These Terms
We may modify these Terms of Use at any time. Changes will be posted on this page with an updated Effective Date. Continued use of the website following changes constitutes your binding agreement to the terms.
Governing Law
These Terms of Use shall be governed by, construed, and enforced in accordance with the laws of the State of California, United States, without regard to conflicts of law provisions.
Contact Us
If you have any questions or feedback regarding these terms, please contact us by visiting our dedicated Contact Page or emailing support@mortgagemonthlypayment.com.